Many households in the Houston area rely on personal vehicles for daily life. The cost of vehicles is a significant financial challenge, with new cars averaging $49,307 and used cars at $25,918. However, the high cost of vehicles is not the only issue.

Discriminatory practices in car sales and financing also pose a problem. Further details on predatory auto lending and its impact on consumers of color are available from the Defender Network, including findings from recent studies on the topic.